What Employers Need to Know About Long Term Care and The Gaps in Medicare and Medicaid;
Is Group or Voluntary Coverage an Affordable Option?

Zoom Webinar Tuesday, July 21, 2026
10 am – 11:15 am
Guest Presenter: Stan Israel, Long-Term Care Expert
Moderated By Dorothy Cociu

Human Resources is often tasked with finding solutions to healthcare concerns of their elderly employees and their dependents, and at times, a large portion of those employees are key employees; owners, officers, C-Suite members and others. Many employers think that if their employees enroll in Medicare, all of their long-term care needs will be met. That simply isn’t true. This webinar dives into the costs and the need for long-term care with an aging population, and how employers can look into long-term care group and voluntary coverages to support that aging population, while providing very needed education in these benefits for everyone.

This program has been pre-approved for 1 Hour of HRCI General Credit
Toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™
recertification through HR Certification Institute® (HRCI®).
The use of this official seal confirms that this activity has met HRCI
Certification Institute’s (HRCI®) criteria for re-certification credit pre-approval.

ABC Group Clients and Broker Co-Op Members No Charge. All Others $29.

California Privacy Training, including new AI Legislation & regulations

(part 2 of a 3-part series)

June 10, 2026, 10 am – 11:15 am
Zoom Webinar

Register for REMOTE / ZOOM attendance $30 each.

ABC Group Benefits Clients & ABC Broker Co-Op Members Complimentary
(subject to verification)

An In-Depth Overview of HIPAA Privacy & Security Laws

(part 1 of a 3-part series)
Tuesday April 21, 2026
9am – 12:15pm
Zoom Webinar

Electronic Security, HITECH, Cybersecurity, AI Security

(part 3 of a 3-part series)

March 25, 2026, 10 am – 12 pm
Zoom Webinar

This course is good for 2 hours of HRCI General Credit

This program has been pre-approved for 2 Hours HRCI General Credit toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®).

CA Agent CE Also Available: 2 Hours L&H or 2 Hours P&C

Register for REMOTE / ZOOM attendance $49 each.

ABC Group Benefits Clients & ABC Broker Co-Op Members Complimentary
(subject to verification)

Zoom Webinar, Wednesday, February 4, 2026 10 am – 12:15 pm

Zoom Webinar, Wednesday, February 18, 2026 10 am – 12:15 pm

​Featuring Marilyn Monahan, Monahan Law Office

The course will cover

• A roundup of new federal developments impacting employee benefits, including status updates on new developments from the Departments of Treasury, Labor, and Health and Human Services relating to the design and implementation of health and welfare plans, including (as applicable) updates on the Employee Retirement Income Security Act of 1974 (ERISA), the Health Insurance Portability and Accountability Act of 1996 (HIPAA), the Consolidated Appropriations Act, 2021 (CAA), and related federal benefit laws and regulations
• Upcoming deadlines
• An update on ACA compliance, including section 4980H and the IRS Forms 1094/1095
• A summary of the bills recently passed by the California legislature which will impact benefits and the workplace

This program has been pre-approved for 2 Hours of HRCI General Credit toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®)

ABC Clients and Broker Co-Op Members No Charge. All others $49.

Register Now!

Tuesday, October 21, 2025, 10 am to 12:15 pm
Featuring Dorothy Cociu and Marilyn Monahan

Clients and Broker Co-Op Members No Charge.  All others $49.

Offering 2 Hours of HRCI General Credit  + Agent CE credit has also applied for

We will cover the health benefits and HR provisions of the OBBBB Act, including:

• Changes impacting HSA eligibility, including first dollar telehealth coverage, bronze and catastrophic compatible plans, and reimbursements for Direct Primary Care
• Changes to Medicaid/MediCal and ACA Marketplace changes related to PTCs
• Increase to Dependent Care Flexible Spending Accounts contribution limits, and an expansion of benefits available under educational assistance programs
• Administrative and legal requirements surrounding these benefit changes
• No tax on tips and no tax on overtime provisions
• Exclusion for employer-provided meals and other employment-related provisions
• New Trump Accounts and Employer-allowed contributions to them
• No interest on car loans
• Continuation of employer tax credits for paid family and medical leave
• Important deductions for seniors.
• Update on other essential developments at the federal and state level affecting employee benefit plans.

Speaker Mini-Bios

Marilyn Monahan, Esq, Monahan Law Office

Marilyn A. Monahan is the owner of the Monahan Law Office in San Marcos.  Marilyn focuses her law practice on advising employers and consultants on compliance with employee benefit and insurance laws, including ACA, ERISA, HIPAA, and COBRA.  Her volunteer activities include serving as Secretary of the Employee Benefit Planning Association (EBPA).  Marilyn has also served on the Board of Directors of the Professionals in Human Resources Association (PIHRA) (2008-2018).  She has represented Advanced Benefit Consulting since its inception in 1995.

Dorothy M. Cociu, RHU, REBC, GBA, RPA, President, Advanced Benefit Consulting

Dorothy Cociu is the President of Advanced Benefit Consulting & Insurance Services, Inc..  She is a leading compliance consultant in the areas of ERISA, HIPAA Privacy & Security, The Affordable Care Act, CAA, Transparency in Coverage and other federal laws and regulations.  She is a published author, with a compliance manual (The ABC’s of HIPAA Compliance, published 2000, with updates), and over 95 articles published on the topics above, plus self-funding, cost containment, reference based pricing, and other employee benefits and compliance topics.  Her firm specializes in large group employee benefits programs and benefits compliance.

This program has been pre-approved for 2 hours of HRCI General Credit  toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®).

For Questions or Seminar Reservations, Please Call  (714) 693-9754 x 2, or Toll-Free at (866)  658-3835.

Register Below for this Important and Timely Webinar! 

Program Course Descriptions/Summaries

Session One (Federal Updates): Course Summary:  In this course, the instructors will provide updates on recent developments from the Departments of Treasury, Labor, and Health and Human Services related to health and welfare benefits, as well as updates on new Executive Orders from the White House, updates of court cases related to ERISA Fiduciary responsibilities, an update on the Braidwood case and its impact on the ACA’s preventive care mandate, and a discussion of the status of the Corporate Transparency Law.  We will then provide an update on the upcoming CAA RxDC filing requirements for reference year 2024, provide an RxDC overview, and walk attendees through a CMS HIOS Portal Demo on the filing of RxDC submissions.  The program will include a brief discussion on new and proposed updates to the HIPAA Privacy and Security Rules, including the HIPAA Reproductive Rights requirements effective December 23, 2024 and the proposed amendments to the HIPAA Security Rule.  We will then provide reminders of upcoming deadlines, such as the Form 5500, PCORI fees, and the Form 720.  The instructors will discuss the latest updates on ACA reporting (IRS Forms 1094/1095), as well as an update on the CAA Gag Clause Prohibitions & Attestations, as well as any additional federal updates relevant to Human Resources Professionals. This program has been pre-approved for 1 hour of HRCI General Credit toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®).  

Session Two (State Updates):  Course Summary:  In this course, we will discuss the current status of passed and pending bills in California, and provide reminders of important Human Resources responsibilities and duties.  The program will begin with a discussion of bills that were signed into law last year, but go into effect in July 2025 or later.  This discussion will include a summary of those mandated benefit bills with delayed effective dates, such as mandatory coverage for fertility and infertility services. In addition to bills that have already passed the legislature, we will highlight newly introduced bills that are now pending in the legislature and that will impact group health plans and the insurance industry.  These bills will include a discussion of pending mandated benefit bills, proposals to amend the Insurance Information and Privacy Protection Act, and related bills which impact the scope and administration of employee benefit plans.  We will then turn to the workplace, and discuss new developments, upcoming deadlines, and bills of interest that are now making their way through the state legislature—including a discussion of various proposals relating to AI. As part of the discussion of the laws impacting the workplace, we will discuss Pay Transparency Act filings, including deadlines for filing, who needs to file pay data reports, and how commonly owned groups are affected, as well as what information needs to be reported.  We will conclude with a brief discussion of upcoming developments at the municipal level, such as the July 1 minimum wage increases and any relevant updates on the San Francisco Ordinances impacting the workplace.  Action items will be shared throughout.  This program has been pre-approved for 1 hour of HRCI California Credit toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®).  

Speaker Mini-Bios

Marilyn Monahan, Esq, Monahan Law Office

Marilyn A. Monahan is the owner of the Monahan Law Office in San Marcos.  Marilyn focuses her law practice on advising employers and consultants on compliance with employee benefit and insurance laws, including ACA, ERISA, HIPAA, and COBRA.  Her volunteer activities include serving as Secretary of the Employee Benefit Planning Association (EBPA).  Marilyn has also served on the Board of Directors of the Professionals in Human Resources Association (PIHRA) (2008-2018).  She has represented Advanced Benefit Consulting since its inception in 1995. 

Dorothy M. Cociu, RHU, REBC, GBA, RPA, President, Advanced Benefit Consulting

Dorothy Cociu is the President of Advanced Benefit Consulting & Insurance Services, Inc..  She is a leading compliance consultant in the areas of ERISA, HIPAA Privacy & Security, The Affordable Care Act, CAA, Transparency in Coverage and other federal laws and regulations.  She is a published author, with a compliance manual (The ABC’s of HIPAA Compliance, published 2000, with updates), and over 95 articles published on the topics above, plus self-funding, cost containment, reference based pricing, and other employee benefits and compliance topics.  Her firm specializes in large group employee benefits programs and benefits compliance. 

For Questions or Seminar Reservations, Please Call  (714) 693-9754 x 2, or Toll-Free at (866)  658-3835.

California Legislative & Regulatory Updates 2025 for Human Resources Professionals

This program has been pre-approved for 1 hour of HRCI California credit toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®).

Federal Legislative & Regulatory Updates & Priorities for 2025 for Human Resources Professionals

This program has been pre-approved for 1 hour of HRCI General credit toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®).

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Register Below for this Important and Timely Webinar!

For Questions or Seminar Reservations, Please Call  (714) 693-9754 x 2, or Toll-Free at (866)  658-3835.

This program has been pre-approved for 2 hours of HRCI General Credit toward aPHR®, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®).  This class is good for 2 hours of agent DOI CE Credit (Course Number 388414).

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Register Below for this Important and Timely Webinar!

Speaker Bio

Marilyn Monahan, ESQ, Monahan Law Office

Marilyn A. Monahan is the owner of the Monahan Law Office in San Marcos.  Marilyn focuses her law practice on advising employers and consultants on compliance with employee benefit and insurance laws, including ACA, ERISA, HIPAA, and COBRA.  Her volunteer activities include serving as Secretary of the Employee Benefit Planning Association (EBPA).  Marilyn has also served on the Board of Directors of the Professionals in Human Resources Association (PIHRA) (2008-2018).  She has represented Advanced Benefit Consulting since its inception in 1995.