WHAT’S HAPPENING – WHAT YOU NEED TO KNOW
Seasons 6 Now Available!
5 Full Seasons Now Available. We cut through the confusion of State and Federal mandates, programs and proposals so that you can make informed Business decisions. Experts from each topic join as we get their opinions and recommendations.
Read Summary of Podcast Seasons 1-5, Published Articles, Training & Education Education Center
Quickly read summaries of each of our podcast episodes from seasons 1, 2, 3, 4, and 5. We’ve covered many critical topics for busy executives and company leaders, to help you make the best decisions in today’s hectic world of changing laws, people and financial challenges. And it’s easy to download and share with others in your circle. And see a summary of published original articles, training seminars, and our Empowered Education Center.
Read many of our recently published need-to-know articles and stay ahead of the game.
Manage HR, November 2023:
ABC Named “Editor’s Choice” for Top 10 Health Insurance Brokers Companies 2023
HR Tech Outlook, June 2023:
ABC Named #1 of Top 20 Employee Benefits Solutions Providers 2023
Manage HR, December 2022:
ABC Named “Editor’s Choice” for Top 10 Employee Benefits Administration Services Companies 2022
HR Tech Outlook, July 2022:
ABC Named #1 of Top 10 Employee Benefits Services Providers 2022
Trusted, Expert Employee Benefit & Compliance Services for Employers
Find Out How We Can Help You and Your Business
Self-Insurance
Whether you’ve been self-insured for 20 years or a newcomer to this… We can help you. Our principals have over 40 years combined experience in self-insured health plans and can assist you in every component, from bidding excess coverages, to finding an administrator, to designing your plan, to writing your Plan Document and Summary Plan Descriptions, to helping you file your 5500’s. We are experts in the field of self-insurance, and we are ready to assist you!
Employer Full Services Provided
Are you looking for health coverage for your group, but also want a high level of expertise, and more than just a spreadsheet? We can assist you in all phases of quoting, for either self-insured or fully-insured plans… And not just quoting, but full implementation, compliance and the best customer service on the market.
Health Care Reform
PPACA has changed the way we offer health care programs. SBC Preparation or SBC Administrative Guide, Grandfathered rules, Age 26 Dependents, Essential Benefit Determinations… It’s very complex, and mistakes can be costly. If you are a Grandfathered Plan, you must make certain you do not lose your status…. Count on us to assist you. As your employee benefit specialist team, we make it our responsibility to assist you with compliance. Tens of thousands of pages on PPACA and other regulatory matters exist or are pending and soon to be released… Let us help you… There is no need to be overwhelmed. Let us help to educate you and assist you overall with all phases of compliance.
Privacy Seminars
Do you need privacy training? We offer public Privacy Work Group Training…. A full-day program for training your privacy officer and privacy work group. Can’t wait for our next public training? We are available to do on-site training as well for groups of 20 or more (smaller groups may also be trained but a flat fee will be charged).
HIPAA Privacy, Security and HITECH
We are most well known for our knowledge and are an industry leader in HIPAA Privacy, Security and HITECH compliance. A nation-wide leader in this area, our team is ready to assist you with all phases of compliance for HIPAA Privacy, Security and HITECH. We offer on-site employer implementations, public and private privacy training, and a variety of retail products for easy self-administration and compliance, such as our employer manual, The ABC’s of HIPAA Compliance- An Employer’s Administrative Guide to HIPAA Compliance, video training (not available for Privacy Work Group Members – full-day training is available), posters and more… Let us guide you through the complexities of state and federal privacy laws for employers, as well as providers.
We Work With
Compliance Sources We Use
Office for Civil Rights (OCR)
Employee Benefits Security Administration (EBSA)
While an increasing number of brokers/advisors are now advocating for self-insurance, Dorothy Cociu is one of the pioneers in the self-insurance world. She has successfully helped numerous employers set-up and manage self-insured health plans for more than 30 years. Additionally, given Dorothy’s recognized self-insurance expertise, she has been a featured speaker at multiple SIIA educational events.
Our Vision
Set a standard of excellence by combining old-fashioned caring and customer service with the needs of employers in a technological world. We see technology as an asset; a tool to help us provide our customers with service and data. However, we will never allow technology to take away from what we are: Service Providers. Our goal is to provide excellence in both.
Our Mission
Provide superior products and customer service to employers and their employees with insight, education, innovation, knowledge and compassion. We strive to not only meet, but exceed, our clients’ expectations in all that we do. We maintain a professional and efficient staff, committed to the principals of integrity and the highest ethical standards.