Health Reimbursement Accounts (HRAs) have been around for years, but suddenly, they are being looked at as a way to save considerable dollars for fully insured plans being hit with high renewal increases, particularly if you offer high benefit-level plans. By increasing your deductible and using an employer-funded HRA, you can design your HRA to mirror your original plan benefits, offer a Debit Card for easy use by your plan participants, and lower your overall health plan costs! In this podcast, Host Dorothy Cociu interviews Sue Wakamoto-Lee, Claremont Insurance Services and David Franklin, EBA&M Corporation, on how to effectively design and use a cost-effective HRA Wrap! Join us for this informative podcast!