Government agencies have been issuing guidance to help employers and employees understand how COVID-19 affects health benefit plans and coverage. We have provided links to the referenced materials, as well as some additional guidance on COVID-19, that might be of assistance for your business.
Information Sources for More Guideance
Centers for Medicare & Medicaid Services (CMS): Essential Health Benefits: https://www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/Downloads/EHB-Benchmark-Coverage-of-COVID-19.pdf
California Department of Insurance (CDI): Health
Insurance Policies: http://www.insurance.ca.gov/0250-insurers/0300-insurers/0200-bulletins/bulletin-notices-commiss-opinion/upload/COVID-19-Screening-and-Testing.pdf
California Department of Managed Health Care (DMHC):
HMOs: http://www.dmhc.ca.gov/Portals/0/Docs/OPL/APL-COVID-19WaiverOfCostShare3-5-20Final.pdf
Centers for Medicare & Medicaid Services (CMS):
Individual and Small Group Market Insurance Coverage: https://www.cms.gov/files/document/03052020-individual-small-market-covid-19-fact-sheet.pdf
Internal Revenue Service (IRS): HSAs (Notice
2020-15): https://www.irs.gov/pub/irs-drop/n-20-15.pdf
California Labor & Workforce Development
Agency: Resources for Employers and Workers—including a chart of
“Benefits for Workers Impacted by COVID-19”: https://www.labor.ca.gov/coronavirus2019/
California Labor Commissioner: California Paid
Sick Leave: https://www.dir.ca.gov/dlse/2019-Novel-Coronavirus.htm
San Francisco Office of Labor Standards Enforcement
(OLSE): San Francisco Paid Sick Leave: https://sfgov.org/olse/san-francisco-paid-sick-leave-coronavirus
United States Department of Labor (DOL):
FMLA: https://www.dol.gov/agencies/whd/fmla/pandemic
California Employment Development Department (EDD):
SDI, PFL, and UI: https://edd.ca.gov/about_edd/coronavirus-2019.htm
California Labor Commissioner: Cal/OSHA: https://www.dir.ca.gov/dosh/coronavirus/Health-Care-General-Industry.html
United States Department of Labor (DOL):
FLSA: https://www.dol.gov/agencies/whd/flsa/pandemic
Centers for Medicare & Medicaid Services (CMS):
Medicare Advantage and Part D Plans: https://www.cms.gov/newsroom/press-releases/cms-issues-guidance-help-medicare-advantage-and-part-d-plans-respond-covid-19
United States Department of Health and Human Services
(HHS): HIPAA Privacy: https://www.hhs.gov/sites/default/files/february-2020-hipaa-and-novel-coronavirus.pdf